Federal Reserve Bank of New York

Working within the Federal Reserve System, the New York Fed implements monetary policy, supervises and regulates financial institutions and helps maintain the nation's payment systems.

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    • julho 2024
      Fonte: Federal Reserve Bank of New York
      Carregamento por: Knoema
      Acesso em 18 julho, 2024
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      Household Debt Reaches New Peak Driven by Gains in Mortgage, Auto, and Student Debt  According to the latest Quarterly Report on Household Debt and Credit, total household debt increased by $206 billion (1.4 percent) to $14.56 trillion in the fourth quarter of 2020, driven in part by a steep increase in mortgage originations. The total debt balance is $414 billion higher than at the end of 2019. Newly originated mortgages, which include refinances, reached a record high of $1.2 trillion, surpassing in nominal terms the volumes seen during the historic refinance boom in the third quarter of 2003. Auto and student loan balances increased by $14 billion and $9 billion, respectively.