Federal Housing Finance Agency

FHFA is a member agency of the Financial Stability Oversight Council. The Council is charged with identifying risks to the financial stability of the United States; promoting market discipline; and responding to emerging risks to the stability of the United States' financial system. FHFA is working to strengthen and secure the United States secondary mortgage markets by providing effective supervision, sound research, reliable data, and relevant policies.

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    • abril 2024
      Fonte: Federal Housing Finance Agency
      Carregamento por: Raviraj Mahendran
      Acesso em 01 abril, 2024
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      The Federal Home Loan Bank (FHLB) system was created by the Federal Home Loan Bank Act of 1932 as a government sponsored enterprise to support mortgage lending and related community investment. It is composed of 12 FHL Banks, more than 8000 member financial institutions, and the System's fiscal agent, the Office of Finance. Each FHL Bank is a separate, government-chartered, member-owned corporation. The Federal Home Loan Banks (FHLB) members include thrift institutions, commercial banks, credit unions, and insurance companies. A financial institution joins the FHL Bank district that serves the state where the institution's home office or principal place of business is located. A financial institution may become a member by meeting certain statutory requirements.